The finance backbone for modern trade

Traditional banking wasn’t designed for fast-moving inventory, multiple branches, and global suppliers. Paenote brings payments, receivables, and working capital together so operations don’t stall.

Move goods, not paperwork

Open an account quickly and start transacting

Operational control

Roles, limits, and approvals that match how your team works.

Liquidity on demand

Discount eligible invoices to restock and seize opportunities.

See the whole picture

Cash, invoices, and payables—always up to date.

Scheduled Payments

Automate payments with scheduling options: daily, weekly, monthly, or yearly. Perfect for payroll, vendor payments, or recurring expenses—saving time and reducing errors.

Team Management

Add teammates to different branches for collaborative management. Assign roles and responsibilities to streamline operations across multiple locations.

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